BUY

The home buying process can be complex and confusing, so it’s no wonder that many people choose to hire a real estate agent. A reputable agent will have your best interests at heart and will work hard to help you find the perfect home. The Sayles Group is a great choice for any prospective homebuyer. We have the experience and knowledge to help you navigate the home-buying process, and we’re always happy to answer any questions you may have. We’ll also provide you with valuable information about homes and neighborhoods that you can’t find online. Best of all, our services are FREE to you. If you’re looking for a trustworthy and experienced real estate agent, contact us today. We’d be happy to help you find your dream home.

When you’re ready to start looking for a new home, it is important to get pre-qualified for a mortgage to give you a clear idea of what you can afford to spend on a new home. The Sayles Group will work with you to determine how much you can borrow and will provide you with a pre-qualification letter that you can present to potential sellers. Having a pre-qualification letter will help your offer stand out from other buyers and will make the home buying process go more smoothly.

Our experienced team of real estate agents will take your list of priorities and help you find a home that meets all of your needs. We understand that there are a lot of things to consider when shopping for a house, and we’re here to help you navigate the process. We’ll work with you to determine your budget, sort through listings, and schedule visits to potential properties. We’ll also provide insights on things like square footage, home condition, and property value trends.

When you visit an open house with The Sayles Group, you can be confident that our team will provide you with all the information to make an informed decision. The following are a few key questions that you may want to ask during an open house:

-What is the square footage of the home?

-How many bedrooms and bathrooms does the home have? -Is the home updated? If so, when were the updates made?

-What appliances are included in the sale of the home?

-What is the monthly homeowners association fee?

-Are there any past due assessments on the property?

-What is the crime rate in the neighborhood? -What schools are zoned for this address?

An experienced real estate agent from The Sayles Group will be happy to answer any of these questions and more. Call us today to get started on your home-buying journey!

The Sayles Group is excited to help you find your dream home! Part of the process of purchasing a home is submitting an offer letter. This letter outlines key details about the purchase, including the price you’re willing to pay and any contingencies, like a loan or home inspection contingency. The letter will also include a deadline for the seller to respond to your offer. Most offers also come with an earnest money deposit. This is a small amount of money, typically 1-2% of the purchase price, that goes towards your down payment and closing costs if you buy the home. If you change your mind after agreeing to purchase the home, you may lose your earnest money deposit. Negotiations may continue even after you submit your offer, so don’t be discouraged if things take some time. The Sayles Group will be there every step of the way to ensure that you find the perfect home for you and your family!

The Sayles Group can help! We’re real estate professionals who know the ins and outs of home inspections and appraisals. The general rule of thumb is that you should have the inspection done before the appraisal. That way, if there are any major issues with the home, you can back out of the deal before spending money on an appraisal. However, sometimes appraisals are required for mortgage approval, in which case you may need to get one first. Our experienced team can help you navigate this process and make sure everything is done in the right order. Contact us today to learn more!

When you submit your full loan application, the mortgage processing stage begins. At this time all necessary credit reports are ordered as well as a title search and tax transcripts for verification purposes; once everything has been put together with what’s needed from each party involved in order to make sure that there aren’t any missing items or flags before sending out files on their completed work so they can be reviewed by an underwriter who will go over every detail about how reliable/trustworthy someone might potentially become when purchasing property--this process takes some time because it’s downright nitpicky but crucial!

When you receive your Closing Disclosure, it’s time to attend the closing meeting. Bring your ID and a copy of this document so that everyone can review what they need before signing anything on behalf of themselves or their property! You’ll sign several documents at once including: A settlement statement listing all costs related to buying a new home; then finally — after completing these steps and paying your closing costs — you can move into your new home!